About Me

My photo
Northridge, CA, United States
We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with many mortgage investors and banks to provide the best programs for your individual circumstances. We specialize in Conventional, Goverment, Investment, and Reverse Mortgage. We are experts regarding any FHA or VA (veteran) questions you may have. Post any questions or feel free to call our office 818-773-0033. If our clients don't fit into one of the many loan programs offered we promise to help them overcome the roadblocks that can stop them from securing a loan. When purchasing we suggest always getting a pre-approval early on to have ease of mind knowing what amount you will qualify for and make the loan process as smooth as possible.

Why We Are Different!!!

Now we'll give you the average profile of a loan officer working for a mortgage broker. Knowing this may give you an insight on the guy that has your life savings in his/her hands. The average loan officer:
  • Has no college degree, may never have finished high school.
  • Makes about $1,500/month (about $500/loan) for which they typically work like dogs.
  • Spends their day getting rejected while looking for business: visiting real estate offices, cold calling customers, going to banks looking for rejected loans, sending out mailers.
  • Gets viciously yelled at by borrowers, title companies, Realtors, builders, underwriters, and his/her boss. This is part of the day, no matter how good a loan officer is.
NOW YOU ASK HOW IS EFFECTIVE MORTGAGE COMPANY DIFFERENT???
  • We are a family owned business
  • We build relationships with our clients and make them a part of our family our biggest investment is each client that walks in our door.
  • We've been in business since 1998 (13+ years)
  • We believe in Education not only do we take our education serious we believe in educating our clients. (Refer to education page for our qualifications)
  • Our business depends on your referral. You are our greatest marking tool thus each client has our greatest attention.
  • Lastly, we care about making your dreams a reality if we can't help you now we will help prepare you for the future. Our goal is to make you a life time partner.
You are not just another client to us your not a number like with big banks and we don't want to get rich off of you. Our lively hood depends on your satisfaction thus our number one priority is your best interest.